The last quarter of 2021 has arrived. How many of you are as stunned as I am that it’s already October? I spent much of September transitioning my children from summer mode to school mode and launching a massive online platform for one of my clients. It’s been non-stop. I still managed to reflect on the past year and dream about the new year ahead. We celebrated Rosh Hashanah (read my September blog here), and with that, I made a couple of pretty big decisions. But before I g